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Minimum Deposit

USD 0.0

Fees & Caveats

  • Direct deposit required to get the highest rate.

Additional Information

  • Minimum direct deposit required for No-Fee Overdraft Coverage ($1,000)
  • Collect a cash bonus of $50 to $250 depending on your direct deposit amount.


  • What is the interest rate on Sofi Bank savings account?

    The interest rate on Sofi Bank is 4.50% as of Mon Oct 02 2023.

  • Is the Sofi Bank savings account safe?

    Sofi Bank is FDIC insured. This means that your money is insured up to $250,000 by the United States government.