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APY
5.30%
Minimum Deposit
USDĀ 0.0
Fees & Caveats
- No fees on most top accounts
Additional Information
- Raisin is a platform that works with partner banks to offer FDIC insured HYSA and MMA accounts.
Name
Upgrade
APY
5.07%
Minimum Deposit
USDĀ 1,000.0
Fees & Caveats
- No Fees
Additional Information
- Upgrade is a financial technology company, not a bank. Premier Savings accounts are provided by Cross River Bank, Member FDIC. Min
APY
5.05%
Minimum Deposit
USDĀ 5,000.0
Fees & Caveats
- No Fees
Additional Information
- NOTE: Minimum $5000 deposit to get the advertised APY. CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
APY
5.01%
Minimum Deposit
USDĀ 1,000.0
Fees & Caveats
- No Fees
Name
Aspiration
APY
5.00%
Minimum Deposit
USDĀ 0.0
Fees & Caveats
- 5.00% APY only available with Aspiration Plus ($7.99/month). Non plus members get 3.00% APY.
- APY only earned on first $10,000 of account balance (minimum debit card spend of $1000 per month required).
Additional Information
- Deposits will never fund oil or coal projects. *Terms and Conditions apply. Aspiration Financial, LLC. Aspiration is not a bank
Name
CIT Bank
APY
4.65%
Minimum Deposit
USDĀ 100.0
Fees & Caveats
- No Fees
Additional Information
- CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
Name
Sofi Bank
APY
4.60%
Minimum Deposit
USDĀ 0.0
Fees & Caveats
- Direct deposit required to get the highest rate.
Additional Information
- Minimum direct deposit required for No-Fee Overdraft Coverage ($1,000)
- Collect a cash bonus of $50 to $250 depending on your direct deposit amount.
Name
Quontic Bank
APY
4.50%
Minimum Deposit
USDĀ 100.0
Fees & Caveats
- Excess transaction fee (over six) - $10.00
Additional Information
- Apy.fyi Vetted Preferred Partner
APY
4.40%
Minimum Deposit
USDĀ 0.0
Fees & Caveats
- A monthly $10 dormant account fee is administered if an account has no activity (defined as no withdrawals, deposits, contact or log-ins) for 24 straight months.
Additional Information
- Live Oak Bank Personal Savings Account
Name
Capital One 360
APY
4.30%
Minimum Deposit
USDĀ 0.0
Fees & Caveats
- Outgoing domestic wire transfer - $30.00
- Foreign Check return fee - $10
- Cost of Cashier's check - $10.00.
Name
E*Trade Bank
APY
4.25%
Minimum Deposit
USDĀ 0.0
APY
3.10%
Minimum Deposit
USDĀ 0.0
Fees & Caveats
- Only balances of $100 or more earn interest
Additional Information
- Minimum balance required to keep the account open - $5
APY
2.75%
Minimum Deposit
USDĀ 1,000.0
Fees & Caveats
- Account closed within 90 days - $20
Name
Chase
APY
0.01%
Minimum Deposit
USDĀ 300.0
Fees & Caveats
- Need $300 in the account to avoid monthly service fees.
- Only six withdrawals a month without fees.
Name
Bank of America
APY
0.01%
Minimum Deposit
USDĀ 100.0
Fees & Caveats
- Need $500 in the account to avoid monthly service fees.
- Only six withdrawals a month without fees.
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