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APY

4.60%

Minimum Deposit

USD 100.0

Fees & Caveats

  • No Fees

Additional Information

  • CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.

APY

4.38%

Minimum Deposit

USD 500.0

Fees & Caveats

  • No Fees

Minimum Deposit

USD 1,000.0

Fees & Caveats

  • No Fees

APY

4.20%

Minimum Deposit

USD 0.0

Fees & Caveats

  • Direct deposit required to get the highest rate.

Additional Information

  • Minimum direct deposit required for No-Fee Overdraft Coverage ($1,000)
  • Collect a cash bonus of $50 to $250 depending on your direct deposit amount.

APY

4.15%

Minimum Deposit

USD 0.0

Fees & Caveats

  • No Fees

APY

4.05%

Minimum Deposit

USD 100.0

Fees & Caveats

  • Excess transaction fee (over six) - $10.00

Additional Information

  • Apy.fyi Vetted Preferred Partner

Minimum Deposit

USD 0.0

Fees & Caveats

  • No Fees

APY

3.85%

Minimum Deposit

USD 0.0

Fees & Caveats

  • Foreign Check return fee - $10
  • Monthly service fee - $4.50 if account isn’t linked to a Citi checking account, at least $500 in this savings account to waive that fee

APY

3.85%

Minimum Deposit

USD 0.0

Fees & Caveats

  • No Fees

Additional Information

  • FDIC protection up to $500,000.

Minimum Deposit

USD 0.0

Fees & Caveats

  • No Fees

APY

3.75%

Minimum Deposit

USD 0.0

Fees & Caveats

  • Outgoing domestic wire transfer - $30.00
  • Foreign Check return fee - $10
  • Cost of Cashier's check - $10.00.

APY

3.75%

Minimum Deposit

USD 0.0

Fees & Caveats

  • No Fees

APY

3.75%

Minimum Deposit

USD 0.0

Fees & Caveats

  • Returned deposit item $7.50
  • Excessive transactions fee $10
  • Expedited delivery $15
  • Outgoing domestic wires $20
  • Account research fee $25

APY

3.40%

Minimum Deposit

USD 0.0

Fees & Caveats

  • Outgoing domestic wires $15
  • Account Overdraft fee $15 (max 4 overdrafts per day)

Additional Information

  • Single transaction limit - $100,000 Single business day transaction limit - $100,000 Monthly transaction limit - $500,000

Minimum Deposit

USD 0.0

Fees & Caveats

  • Dormant account fee inactivity for 24 straight months -$10
  • Balance of less than $10.01 - fee that doesn't overdraw the account is assessed and the account is closed.

Minimum Deposit

USD 0.0

Fees & Caveats

  • Only balances of $100 or more earn interest

Additional Information

  • Minimum balance required to keep the account open - $5

Minimum Deposit

USD 1,000.0

Fees & Caveats

  • Account closed within 90 days - $20
Chase

Name

Chase

APY

0.01%

Minimum Deposit

USD 300.0

Fees & Caveats

  • Need $300 in the account to avoid monthly service fees.
  • Only six withdrawals a month without fees.

APY

0.01%

Minimum Deposit

USD 100.0

Fees & Caveats

  • Need $500 in the account to avoid monthly service fees.
  • Only six withdrawals a month without fees.