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Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • No fees on most top accounts

Additional Information

  • Raisin is a platform that works with partner banks to offer FDIC insured HYSA and MMA accounts.
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Minimum Deposit

USDĀ 1,000.0

Fees & Caveats

  • No Fees
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APY

5.00%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • 5.00% APY only available with Aspiration Plus ($7.99/month). Non plus members get 3.00% APY.
  • APY only earned on first $10,000 of account balance (minimum debit card spend of $1000 per month required).

Additional Information

  • Deposits will never fund oil or coal projects. *Terms and Conditions apply. Aspiration Financial, LLC. Aspiration is not a bank
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Minimum Deposit

USDĀ 5,000.0

Fees & Caveats

  • No Fees

Additional Information

  • NOTE: Minimum $5000 deposit to get the advertised APY. CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
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APY

4.75%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • No Fees
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APY

4.65%

Minimum Deposit

USDĀ 100.0

Fees & Caveats

  • No Fees

Additional Information

  • CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
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APY

4.60%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • Direct deposit required to get the highest rate.

Additional Information

  • Minimum direct deposit required for No-Fee Overdraft Coverage ($1,000)
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Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • No Fees
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Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • No Fees
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APY

4.25%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • Outgoing domestic wire transfer - $30.00
  • Foreign Check return fee - $10
  • Cost of Cashier's check - $10.00.
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APY

4.25%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • No Fees
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APY

4.25%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • No Fees

Additional Information

  • FDIC protection up to $500,000.
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APY

4.20%

Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • Returned deposit item $7.50
  • Excessive transactions fee $10
  • Expedited delivery $15
  • Outgoing domestic wires $20
  • Account research fee $25
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Minimum Deposit

USDĀ 0.0

Fees & Caveats

  • Only balances of $100 or more earn interest

Additional Information

  • Minimum balance required to keep the account open - $5
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Minimum Deposit

USDĀ 1,000.0

Fees & Caveats

  • Account closed within 90 days - $20
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Chase

Name

Chase

APY

0.01%

Minimum Deposit

USDĀ 300.0

Fees & Caveats

  • Need $300 in the account to avoid monthly service fees.
  • Only six withdrawals a month without fees.
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APY

0.01%

Minimum Deposit

USDĀ 100.0

Fees & Caveats

  • Need $500 in the account to avoid monthly service fees.
  • Only six withdrawals a month without fees.
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