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APY
5.02%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- No Fees
Additional Information
- This UFB Direct account is FDIC insured through Axos Bank. You will have FDIC protection of up to $250,000 for your balance across both these banks.
Name
Aspiration
APY
5.00%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- 5.00% APY only available with Aspiration Plus ($7.99/month). Non plus members get 3.00% APY.
- APY only earned on first $10,000 of account balance (minimum debit card spend of $1000 per month required).
Additional Information
- Deposits will never fund oil or coal projects. *Terms and Conditions apply. Aspiration Financial, LLC. Aspiration is not a bank
Name
LendingClub Bank
APY
4.25%
Minimum Deposit
USDÂ 100.0
Fees & Caveats
- No Fees
Additional Information
- Minimum balance required to keep the account open - $5
Name
CIT Bank
APY
4.20%
Minimum Deposit
USDÂ 100.0
Fees & Caveats
- No Fees
Additional Information
- CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
APY
4.01%
Minimum Deposit
USDÂ 1,000.0
Fees & Caveats
- No Fees
Name
Sofi Bank
APY
4.00%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Direct deposit required to get the highest rate.
Additional Information
- Minimum direct deposit required for No-Fee Overdraft Coverage ($1,000)
- Collect a cash bonus of $50 to $250 depending on your direct deposit amount.
Name
Citibank
APY
3.85%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Foreign Check return fee - $10
- Monthly service fee - $4.50 if account isn’t linked to a Citi checking account, at least $500 in this savings account to waive that fee
Name
Quontic Bank
APY
3.70%
Minimum Deposit
USDÂ 100.0
Fees & Caveats
- Excess transaction fee (over six) - $10.00
Additional Information
- Apy.fyi Vetted Preferred Partner
Name
Ally Bank
APY
3.60%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Returned deposit item $7.50
- Excessive transactions fee $10
- Expedited delivery $15
- Outgoing domestic wires $20
- Account research fee $25
Name
E*Trade Bank
APY
3.50%
Minimum Deposit
USDÂ 0.0
Name
Capital One 360
APY
3.40%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Outgoing domestic wire transfer - $30.00
- Foreign Check return fee - $10
- Cost of Cashier's check - $10.00.
Name
FNBO Direct
APY
3.40%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Outgoing domestic wires $15
- Account Overdraft fee $15 (max 4 overdrafts per day)
Additional Information
- Single transaction limit - $100,000 Single business day transaction limit - $100,000 Monthly transaction limit - $500,000
APY
3.10%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Dormant account fee inactivity for 24 straight months -$10
- Balance of less than $10.01 - fee that doesn't overdraw the account is assessed and the account is closed.
APY
3.10%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Only balances of $100 or more earn interest
Additional Information
- Minimum balance required to keep the account open - $5
APY
2.75%
Minimum Deposit
USDÂ 1,000.0
Fees & Caveats
- Account closed within 90 days - $20
Name
Chase
APY
0.01%
Minimum Deposit
USDÂ 300.0
Fees & Caveats
- Need $300 in the account to avoid monthly service fees.
- Only six withdrawals a month without fees.
Name
Bank of America
APY
0.01%
Minimum Deposit
USDÂ 100.0
Fees & Caveats
- Need $500 in the account to avoid monthly service fees.
- Only six withdrawals a month without fees.
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