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Name

CIT Bank (Platinum Savings)

APY

3.75%

Minimum Deposit

USD 100.0

Fees & Caveats

To earn 3.75% APY, a daily balance of $5,000 or more is required; balances below $5,000 earn 0.25% APY
Online-only bank, no physical branch access
No monthly service fees
No account opening fees
Outgoing wire transfer fee: $10 (for balances under $25,000)

Historical APY

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FAQ's

What is the interest rate on CIT Bank (Platinum Savings) savings account?
The interest rate on CIT Bank (Platinum Savings) is 3.75% as of Tue Feb 10 2026.

Is the CIT Bank (Platinum Savings) savings account safe?
CIT Bank (Platinum Savings) is FDIC insured. This means that your money is insured up to $250,000 by the United States government.

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