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APY
3.30%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Maximum deposit limit of $5 million per account.
- Transfers from external accounts may take up to two business days.
- American Express may require up to seven days' written notice before approving large withdrawals.
- No ATM or debit cards available for physical cash withdrawals.
- Limited banking services; no checking accounts, loans, or mortgages.
Historical APY
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FAQ's
What is the interest rate on American Express High Yield Savings savings account?
The interest rate on American Express High Yield Savings is 3.30% as of Tue Feb 10 2026.
Is the American Express High Yield Savings savings account safe?
American Express High Yield Savings is FDIC insured. This means that your money is insured up to $250,000 by the United States government.
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