💰 Your one stop shop torisk free APY savings accounts

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Minimum Deposit

USD 0.0

Fees & Caveats

  • No Fees

Additional Information

  • Up to 0.70% APY boost for up to 6 months on new accounts with eligible Direct Deposit, bringing APY to up to 4.30% (terms apply).
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Historical APY

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FAQ's

  • What is the interest rate on Discover Online Savings savings account?

    The interest rate on Discover Online Savings is 3.40% as of Tue Feb 10 2026.

  • Is the Discover Online Savings savings account safe?

    Discover Online Savings is FDIC insured. This means that your money is insured up to $250,000 by the United States government.

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