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APY
3.30%
Minimum Deposit
USDÂ 1.0
Fees & Caveats
- One Individual Cash Account per client
- Up to three Joint Cash Accounts per client
- Daily debit card spending limit: $10,000
- Daily ATM withdrawal limit: $1,000 (up to 10 withdrawals)
- Daily point-of-sale cash back limit: $2,500
- Daily funding transactions limit: $5,000
- Monthly teller withdrawal limit: $3,000
- Daily cash deposit limit: $3,000
- Daily ACH transfer limit (incoming/outgoing): $250,000 (transfers over this amount are split across multiple business days)
- Promotional APY (if applicable) applies to balances up to $150,000
- No monthly maintenance fees
- No overdraft fees
- No ACH transfer fees
- No wire transfer fees
- Out-of-network ATM fee: $2.50 (first two domestic out-of-network ATM fees up to $7.50 reimbursed monthly)
- Foreign transaction fee: 2.75%
- Cash deposit at a retail store: up to $6
Additional Information
- New clients can earn 3.95% APY for 3 months. Clients can also earn a 0.75% APY boost (making it 4.05% APY) for 3 months on up to $150,000 through a referral program, with extensions possible via additional referrals.
Historical APY
Coming soon
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FAQ's
What is the interest rate on Wealthfront Cash Account savings account?
The interest rate on Wealthfront Cash Account is 3.30% as of Tue Feb 10 2026.
Is the Wealthfront Cash Account savings account safe?
Wealthfront Cash Account is FDIC insured. This means that your money is insured up to $250,000 by the United States government.
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