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APY
3.25%
Minimum Deposit
USDÂ 0.0
Fees & Caveats
- Account must be funded within 90 days of opening or it will be closed.
- No debit or ATM cards.
- Cannot deposit funds via Zelle or wire transfer, only ACH transfers to/from linked accounts.
- No branch access.
- No mobile app.
- No mobile check deposit.
Historical APY
Coming soon
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FAQ's
What is the interest rate on BMO Alto Online Savings savings account?
The interest rate on BMO Alto Online Savings is 3.25% as of Tue Feb 10 2026.
Is the BMO Alto Online Savings savings account safe?
BMO Alto Online Savings is FDIC insured. This means that your money is insured up to $250,000 by the United States government.
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