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Minimum Deposit

USD 5,000.0

Fees & Caveats

  • Minimum deposit of $5,000 to open the account
  • Must maintain a minimum collected balance of $25 to earn the disclosed APY
  • Limited to six preauthorized transfers or withdrawals per month
  • Withdrawals limited to $100,000 in outbound transactions per month, with a limit of $25,000 per transaction
  • External transfer limit of $25,000 within a period of three business days
  • No cash deposits
  • Account withdrawals only via transfer to an external bank account
  • Online-only bank, no physical branches
  • No checking accounts or CDs available directly through BrioDirect
  • No monthly maintenance fee
  • $10 fee for transactions exceeding six preauthorized transfers/withdrawals per month
  • $35 overdraft fee
  • $5 fee for paper statements
  • $20 abandoned account fee
  • $30 stop payment fee
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Historical APY

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FAQ's

  • What is the interest rate on BrioDirect High-Yield Savings savings account?

    The interest rate on BrioDirect High-Yield Savings is 3.75% as of Tue Feb 10 2026.

  • Is the BrioDirect High-Yield Savings savings account safe?

    BrioDirect High-Yield Savings is FDIC insured. This means that your money is insured up to $250,000 by the United States government.

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