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APY
4.10%
Minimum Deposit
USD 5,000.0
Fees & Caveats
- No Fees
Additional Information
- NOTE: Minimum $5000 deposit to get the advertised APY. CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
APY
4.57%
Minimum Deposit
USD 0.0
Fees & Caveats
- No fees on most top accounts
Additional Information
- Raisin is a platform that works with partner banks to offer FDIC insured HYSA and MMA accounts.
Name
Upgrade
APY
4.14%
Minimum Deposit
USD 1,000.0
Fees & Caveats
- No Fees
Additional Information
- Upgrade is a financial technology company, not a bank. Premier Savings accounts are provided by Cross River Bank, Member FDIC. Min
Name
E*Trade Bank
APY
4.10%
Minimum Deposit
USD 0.0
Name
Sofi Bank
APY
4.00%
Minimum Deposit
USD 0.0
Fees & Caveats
- Direct deposit required to get the highest rate.
Additional Information
- Minimum direct deposit required for No-Fee Overdraft Coverage ($1,000)
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Name
CIT Bank
APY
4.00%
Minimum Deposit
USD 100.0
Fees & Caveats
- No Fees
Additional Information
- CIT Bank, First Citizens and OneWest share the same FDIC certificate. You will have FDIC protection of up to $250,000 for your balance across all these banks.
Name
Capital One 360
APY
3.80%
Minimum Deposit
USD 0.0
Fees & Caveats
- Outgoing domestic wire transfer - $30.00
- Foreign Check return fee - $10
- Cost of Cashier's check - $10.00.
Name
Ally Bank
APY
3.80%
Minimum Deposit
USD 0.0
Fees & Caveats
- Returned deposit item $7.50
- Excessive transactions fee $10
- Expedited delivery $15
- Outgoing domestic wires $20
- Account research fee $25
APY
3.10%
Minimum Deposit
USD 0.0
Fees & Caveats
- Only balances of $100 or more earn interest
Additional Information
- Minimum balance required to keep the account open - $5
APY
2.75%
Minimum Deposit
USD 1,000.0
Fees & Caveats
- Account closed within 90 days - $20
Name
Chase
APY
0.01%
Minimum Deposit
USD 300.0
Fees & Caveats
- Need $300 in the account to avoid monthly service fees.
- Only six withdrawals a month without fees.
Name
Bank of America
APY
0.01%
Minimum Deposit
USD 100.0
Fees & Caveats
- Need $500 in the account to avoid monthly service fees.
- Only six withdrawals a month without fees.
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